IRA real estate investments are booming in 2008 for soon to be retirees who are worried about their future retirement plans. With the economy looking wobbly, the stock market plunging and the big investment banks going under, with us bailing them out, some traditional forms of retirement investing are starting to look a little sick.

For these reasons IRA real estate investments are increasing. Increasing? Surely not. Along with an economic meltdown, a stock market collapse and all sorts of economic turmoil, isn’t the real estate market headed for oblivion as well? Who in their right mind would consider investing their IRA in real estate?

Surely in 2008 real estate is a one way trip to the poorhouse.

No, not quite. Have you ever heard the expression that there is opportunity in adversity? There is plenty of opportunity in real estate right now, if you know where.

But lets look at IRA real estate investing first. How can you invest your IRA in real estate? Is it allowed? Is it legal?

Traditionally the majority of the population invest their IRAs in investments that are promoted to them by their custodian. In fact some custodians limit allowable investments to their own. So, it’s estimated, over 90%, in fact around 96% of IRA funds are invested this way. Mutual funds, CDs and stocks, and so on.

No problem if the markets are pushing ever skyward, but quite a problem right now.

But what about IRA real estate investments? Yes it’s entirely allowed to invest your IRA in real estate through a self directed IRA. Although this is not widely recognised, IRA real estate investing is one of the best forms of wealth accumulation for retirement. Real estate is a traditional long term wealth accumulation model, and as such is in fact ideal for IRA investing.

If you’re not certain about the details of how to set yourself up for IRA real estate investing consult your CPA, that’s outside the scope of this article. However take my word for it, it’s quite legal, and many canny IRA investors are doing it right now, and have been for a long time. You may need to execute an IRA rollover into a self directed IRA, but the trouble is worth it.

And there’s powerful reasons to consider investing your IRA in real estate. Did you know, for example, that it’s estimated that 85% of all wealth in the US was created through real estate?

And that through your IRA you can secure up to 70% bank non-recourse financing to invest your IRA retirement funds in income producing real estate?

Its food for thought isn’t it?

Now back to the real estate market. After all there’s no point in IRA real estate investing if the value of your real estate investment is going down is there?

Although we all hear that the real estate investment market is dreadful this isn’t the whole story. PARTS of the real estate market are dreadful, but not ALL of it. It’s perfectly possible to find excellent opportunities for investing in the lower priced end of the market. Simple comfortable homes for the working class who live in those faceless suburbs in cities right across America. There are some fantastic IRA real estate investments available in the right place RIGHT NOW.

But if you’re looking to get out there and find them yourself then you may be in for a shock. It’s not something that is realistic for the individual IRA real estate investor. You need professional help.

Buy in the wrong place and you’ll probably get burnt, big time.

But right now there are some excellent opportunities available for securing a great real estate investment, no cash down, at under market value, with tenants supplied, rental guarantees and even a guarantee that you will double your current investment return.

All through a major US public corporation with a reputation for solid real estate investment returns, for both IRA real estate investing and ordinary credit investing in real estate.

Yes you can secure your retirement future through a good IRA real estate investment, or more than one. However it’s the time to leave it to those who really know what they’re doing in hard times, and you can relax and leave the hard work to someone else.

But which corporation could possibly offer an opportunity like this?

By: Peter Clark

About the Author:

Find, Fund And Facilitate All Your Real Estate

Everyone says it is a Buyers Market and to Buy Now. Is that really so true if almost half or the majority of real estate sales are foreclosures, REOs and short sales. It seems to be more of a Bankers market.

SHORT SALES:

Short Sales may be a great buying opportunity.  The major complaint from people is the time involved to get it approved by the lender for the short sale price.  The home is normally listed by a real estate agent for a value that they feel is right to bring buyers, and will be adjusted accordingly once the lender has finished a complete home valuation analysis to determine the actual sales price.  The majority of the time the lender approves a sales price below the current market value just to sell it quick.  One needs to remember that prices in the first-time buyer range have lots of competition which could make it bidding war.

Immediately after the lender approves the short sale and home value, time must pass before it is actually gone. The time involved may range between 3 to 6 months or more until it is actually gone.  Although, during that time anything can happen such as the seller could work out a loan modification, not show the home to prospective buyers and simply let it go into foreclosure.  If you have made an offer on a short sale, do not be surprised if more offers arrive once there is an approved short sale.

BANK OWNED HOMES

Bank owned homes are the ones everyone wants because they are priced aggressively and  ready to be purchased.  There is no long waiting. You simply need to act before the competition.  When a bank owned home comes onto the market, you will want to be one of the first ones to make a solid and strong offer.  The better your offer, the more chances you have to win.  A worthy offer to the bank is one that is close to the listing price, or above the asking price, with a large down payment or an all cash offer. People can find  Bank Owned Homes in most major cities and suburbs.

 

“NORMAL” MLS LISTINGS 

If you are like most people, they are looking for a bargain or discount when it comes to most consumer items and even more so when it involves buying a home. Buying a home that is listed on the multiple listing service which is not a short sale or a bank owned home you can still find a good deal if the seller priced their home aggressively. Some sellers are doing it simply due to personal reasons such as work or other financial debts.  You can still offer what you think is a fair price to the seller and even somewhere close to an exact property that is a foreclosure that sold down the street.

By: Frank Collins

About the Author:

For Smart Real Estate Investors Only

Part 3: Mel Dang talks about real estate investing, his experiences, and how anyone can be a huge success doing real estate in any market. Mel and his business partner Jerry Hannan are successful investors and together they operate PowerHouse Development Corporation and NorthStar Real Estate Group, Inc. Attendees to his seminars include agents from all over Southern California.

By: PHDRealEstate

About the Author:

Learn To Find Commercial Real Estate Deals And We Will Fund Them

Real estate is often termed as the safest investment avenue. In fact, real estate investments done with proper evaluation of the property (and its true value), can lead to good profits. This is one reason why some people pursue real estate investment as their full time job. The talks of real estate are generally focussed towards residential real estate; commercial real estate seems to take a back seat. However, commercial real estate too is a good option for investing in real estate.

Commercial real estate includes a lot of different kinds of properties. Most people relate commercial real estate with only office complexes or factories/ industrial units. However, that is not all of commercial real estate. There is more to commercial real estate. Health care centers, retail structures and warehouse are all good examples of commercial real estate. Even residential properties like apartments (or any property that consists of more than four residential units) are considered commercial real estate. In fact, such commercial real estate is much in demand.

So, is commercial real estate really profitable? Well, if it were not profitable I would not have been writing about commercial real estate at all. So, commercial real estate is profitable for sure. The only thing with commercial real estate is that recognising the opportunity is a bit difficult as compared to residential real estate. But commercial real estate profits can be real big (in fact, much bigger than you would expect from residential real estate of the same proportion). You could take up commercial real estate for either reselling after appreciation or for renting out to, say, retailers. The commercial real estate development is in fact treated as the first sign for growth of residential real estate. Once you know of the possibility of significant commercial growth in the region (either due to tax breaks or whatever), you should start evaluating the potential for appreciation in the prices of commercial real estate and then go for it quickly (as soon as you find a good deal). And you must really work towards getting a good deal. If you find that commercial real estate, e.g. land, is available in big chunks which are too expensive for you to buy, you could look at forming a small investor group (with your friends) and buy it together (and split the profits later). In some cases e.g. when a retail boom is expected in a region, you might find it profitable to buy a property that you can convert into a warehouse for the purpose of renting to small businesses.

So commercial real estate presents a whole plethora of investing opportunities, you just need to grab it.

By: Nicholas Tan

About the Author:

Find Ugly Homes And Assign The Contracts

www.TCandVickieBradley.com… Part of of a weekly Friday Video TC and Vickie Bradley provide for their creative real estate investing students and subscribers

By: 10kperday

About the Author:

Learn To Find Commercial Real Estate Deals And We Will Fund Them